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One or more photos have been virtually staged. Jump on this incredible home located in Dunedin on the Pinellas Trail near downtown, the Dunedin Causeway, Hammock Park, Fine Arts Center, Community Center, Dunedin Golf Club and Highlander Park. A single-family home in a townhouse style construction with NO HOA! The upper level boasts a spacious open floor plan with vaulted ceilings, two large bedrooms, two bathrooms and spiral staircase leading to a sizable loft! The master bedroom features a walk-out deck and a whirlpool tub in the master bath. Granite counter tops, ample storage and stainless appliances complete the newer kitchen. On the ground floor is a 650 sq ft studio offering a full bath, kitchenette and screened-in back patio with direct access to the fully fenced back yard. Perfect for work from home, multi-generational living, or generating rental income. Additionally, the ground floor also hosts a fully finished 480 sq ft, 2 car garage with laundry facilities, storage cabinets and optional air conditioning, making it an ideal workshop! NEW ROOF IN APRIL 2024 with a transferable warranty from Dunedin Roofing. Outside the home offers ample parking and additional secured parking pad for storage of your boat or RV! Conditional use permit can be applied for to host a Bed and Breakfast out of the first floor living space, which would allow single night leasing. There is so much to love about this incredible home – don't miss out! Schedule a showing today before it’s gone!
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$455,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $299 | $299 | $299 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,271 | $2,391 | $3,047 |
Total Monthly Payment | $2,645 | $2,765 | $3,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.