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Presented by
Daphne Doran |
117 S 3RD Street, Palatka, FL, 32177 | $599,000
Historic Charm Meets Modern Comfort: Your Downtown Palatka River Retreat
Step back in time while enjoying modern amenities in this beautifully preserved 3-bedroom, 2-bathroom home built in 1884. Located in the heart of Downtown Palatka, this residence offers breathtaking views of the St. Johns River and is just a short stroll away from the vibrant riverfront, public docks/boat ramp, a scenic park, and all that downtown has to offer.
Inside, you'll be greeted by the warmth of newer hardwood floors and an abundance of natural light that fills every room. The heart of the home features a classic wood-burning fireplace, perfect for cozy evenings. The updated kitchen is a chef's delight, boasting a 36'' gas range, stylish butcher block countertops, and sleek stainless steel appliances. This home also offers exciting potential for expansion. The large, insulated, unfinished attic presents a blank canvas, ready to be transformed into an additional bedroom, a creative craft room, or whatever your imagination desires.
Relax and unwind in the outdoors on the spacious deck or the charming terrace, both offering stunning views of the majestic St. Johns River. Imagine enjoying your morning coffee or evening sunsets while taking in the serene surroundings.
Additional Features:
Fully fenced for privacy and security
Zoned Downtown Riverfront District, allowing for a variety of uses, including residential and commercial applications
Both bathrooms have been completely remodeled with modern fixtures, finishes, and stylish touches
EV Charger
Don't miss this rare opportunity to own a piece of Palatka's history while enjoying the conveniences of modern living and the flexibility of a versatile property. Schedule your private showing today!
Features
- Bedrooms: 3
- Baths: 2 full
- Lot Size: .26 acres
- Laundry: In Unit
- Style: Historic
- Year Built: 1884
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,356
- Acreage: 0.26
- Lot Size: .26 acres
- Est. Taxes: $3,292
- Lot Desc: Historic Area
- View: River
- Appliances: Dishwasher, Gas Range, Gas Water Heater, Refrigerator
- MLS#: 2069384
- Days on Market: 62 days
- Website: https://www.raveis.com
/prop/2069384/117s3rdstreet_palatka_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Daphne DoranSales Associate
860.705.7056
Daphne.Doran@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
117 S 3RD Street, Palatka, FL, 32177
$599,000
Daphne Doran
Sales Associate
William Raveis Real Estate
Phone: 860.705.7056
Daphne.Doran@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
| Monthly Tax Payment | $274 | $274 | $274 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,108 | $3,228 | $4,109 |
| Total Monthly Payment | $3,474 | $3,594 | $4,475 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388