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Welcome home! This is an incredible opportunity to live in the beautiful all-age community of El Pasado in the East Lake corridor of desirable Palm Harbor. This is a 3 bedroom, 2 bath condo on the upper level with over 1500 SF of living space! Upon entering the unit you are greeted by the beautiful kitchen with an attached breakfast nook featuring ample cabinetry, SS appliances, and Quartz counters, which were also extended into both bathrooms. Then your eye is drawn to the open floor plan with vaulted ceilings in the main living and dining areas. Sliders to an enclosed private screened porch extend your living space and allow you to enjoy a conservation and pond view while you sip your favorite beverage! Your master retreat has an ensuite bath and a walk in closet. The luxury vinyl flooring was installed in 2023, and most of the appliances were also replaced in 2023-2024. New lighting fixtures, ceiling fans, and carpet in the two secondary bedrooms make this a truly move-in ready home! HVAC system is 2018 and regularly maintained and your roof is covered by the Condo Assoc, so you can enjoy living and entertaining in your new home without worry of any major expenses! Even the carports, located right outside of your front door, were replaced in 2023. The heated pool and picnic/bbq area, along with a car wash station are only a single building away. John Chestnut County Park is literally across the street, and features walking trails, a dog park, a boat ramp, picnic shelters, playgrounds, and more! Golf courses and Gulf Beaches, great schools, lots of shopping, dining and entertainment venues including Tarpon Springs Sponge Docs, downtown Dunedin, amusement parks, and proximity to major airports all highlight why this area is so highly regarded. El Pasado is fully funded with reserves. Not many condo communities can claim this in today's market! No skyrocketing condo assessments or fees expected. And your monthly condo fee covers some of your basic expenses, making it more affordable than you realize. What's covered, you ask? Your internet and cable through Spectrum, your heated pool, your water and sewer bill, your trash bill, your lawn and grounds maintenance, your roof, your exterior painting (last completed in 2024), your exterior pest control and even an annual dryer vent cleaning! Your only utility bill will be electric, simplifying your monthly budget. No flood insurance is needed, and your condo fee includes insurance on the building, so you only need an inexpensive "walls in" policy. You owe it to yourself to visit this gem! Buyer to confirm room measurements.
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Our Executive Mortgage Banker:
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$288,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $230,400 | $230,400 | $230,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,419 | $1,514 | $1,913 |
Total Monthly Payment | $1,782 | $1,877 | $2,276 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.