651 21st AVE S, Naples, FL, 34102 | $10,950,000

Discover the epitome of luxury waterfront living in this "refreshed" and stunning Aqualane Shores estate, where timeless European elegance meets modern comfort and harmonious Vastu Shastra principles. Perfectly positioned on a desirable T-lot with a long, deep-water canal view, this home offers breathtaking water vistas and enhanced boating maneuverability, making docking effortless and accommodating a larger vessel with ease.
Designed with classic architectural details and refined craftsmanship, this six-bedroom, six-ensuite residence offers both sophistication and functionality. A private in-law suite with its own entrance, kitchenette, and washer/dryer provides flexible living for guests or a loved one seeking privacy. Thoughtful touches, including intricate millwork, arched doorways, and soaring ceilings, add to the home’s distinctive character.
With a northern rear exposure, this residence is designed to attract prosperity, health, and positive energy. A dedicated meditation room further enhances the home's tranquil ambiance, making it a sanctuary for inner peace and mindfulness.
The floor plan also features two powder rooms, a dedicated pool bath, and an elevator for effortless access to every level. A stately study, framed by full-length windows, captures breathtaking waterfront views. For those who love to entertain, a custom, temperature-controlled wine cellar awaits your finest collection. Beyond its beauty, this home is equipped with a premium three-tank whole-house osmosis system, ensuring every drop of water is purified while maintaining optimal water pressure throughout.
Outdoors, the serene setting is enhanced by manicured landscaping and inviting terraces that evoke the charm of a European retreat. Just minutes away, enjoy pristine beaches, world-class shopping, and fine dining that make Naples one of the most coveted coastal destinations.
Not just a home, this trophy property represents a rare investment opportunity in one of Naples' most prestigious waterfront enclaves. Whether as a primary residence, a luxury retreat, or a legacy asset, this estate offers unparalleled elegance, prime location, and long-term value.

Features

  • Amenities: Streetlight
  • Bedrooms: 6
  • Baths: 6 full / 3 half
  • Style: 2 Story
  • Development: AQUALANE SHORES
  • Year Built: 2002
  • Garage: 3-car Attached
  • Heating: Central Electric,Zoned
  • Cooling: Ceiling Fans,Central Electric,Zoned
  • Approx Sq. Feet: 6,923
  • Acreage: 0.34
  • Est. Taxes: $70,863
  • Lot Desc: Regular
  • View: Canal
  • Community Type: Boating
  • Water Front: Yes
  • Boat Access: Boat Dock Private
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225014327
  • Website: https://www.raveis.com
    /eprop/225014327/65121staves_naples_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of KELLER WILLIAMS REALTY NAPLES

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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651 21st AVE S, Naples, FL, 34102

$10,950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $8,760,000 $8,760,000 $8,760,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.109% 6.764% 6.581%
Monthly Tax Payment $5,905 $5,905 $5,905
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $54,651 $56,091 $75,708
Total Monthly Payment $60,681 $62,121 $81,738

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.