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This charming 1-bedroom w/ the potential to convert into a 2-bedroom stucco beach home is located in the desirable Holiday Out community, offering the perfect blend of comfort & coastal living. With an inviting floor plan, fully furnished & with a new metal roof in 2019 new AC in 2022 new hot water heater in 2023 & with lots of storage inside & under house this beach house has everything you need to begin the island life! The home boasts a beautiful frame stucco exterior, blending seamlessly with the surrounding tropical landscape. The large outdoor paved area is perfect for entertaining, whether you're hosting a BBQ, or enjoying the warm sunny Florida weather. Located near the underground tunnel & across the street from the beach. All amenities are located beachside including large clubhouse, pool, shuffleboard, pickleball, library, gazebo & beautiful patio that overlooks the ocean. Cruise around the community on the newly renovated golf cart also included in sale. Bring your offers!
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Our Executive Mortgage Banker:
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$344,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $275,200 | $275,200 | $275,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,739 | $1,808 | $2,304 |
Total Monthly Payment | $2,185 | $2,254 | $2,750 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.