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66 B Torrey Road, South Kingstown, RI, 02879 | $20,000
Welcome to 66B Torrey Road, a captivating retreat steeped in history and nestled in the serene landscapes of Narragansett. This enchanting home, dating back to circa 1790, seamlessly marries modern updates with its original charm, featuring wide board floors and stunning fireplaces that evoke the elegance of a bygone era. As you step into this summer haven, you'll be greeted by a private oasis, offering breathtaking views of the ocean, Narrow River, and expansive rural scenery. The open living room, adorned with cathedral ceilings and panoramic views, invites you to bask in the cool comfort of air conditioning while savoring the beauty of your natural surroundings. Outdoor dining becomes a picturesque affair, and for culinary enthusiasts, the fully stocked kitchen and four-burner Weber grill provide the perfect canvas for entertaining.
Should you decide to venture out, downtown Narragansett is a mere 6 minutes away, offering access to town beaches, restaurants, and shops. Explore the nearby coastal gems of Jamestown and Newport, just a short 10-15 minute drive, for a day of sightseeing, shopping, and culinary delights. The master bedroom, a haven of comfort, boasts a queen bed, a captivating forest view, a full master bath, an expansive walk-in closet, and a dedicated washer room. With an additional three bedrooms and a queen sleep sofa, this residence effortlessly accommodates eight guests, ensuring a cozy and inviting atmosphere for all.
Features
- Amenities: Highway Access,Marina,Near Hospital,Near Schools,Restaurant,Shopping,Tennis Court(s)
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Common Area
- Style: Cabin
- Year Built: 1790
- Garage: No Garage,Unassigned
- Heating: Electric,Zoned
- Cooling: Ductless
- Basement: None,Unfinished
- Approx Sq. Feet: 2,614
- Acreage: 3.38
- Lot Desc: Private,Secluded
- View: Water
- Pets Allowed: Yes
- Appliances: Dryer,Exhaust Fan,Microwave,Oven,Oil Water Heater,Range,Refrigerator,Washer
- Lease Term Type: Month To Month
- MLS#: 1377720
- Website: https://www.raveis.com
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
66 B Torrey Road, South Kingstown, RI, 02879
$20,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $16,000 | $16,000 | $16,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $100 | $105 | $134 |
| Total Monthly Payment | $175 | $180 | $209 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB