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This nicely maintained Gulf-access 3-bedroom, 2-bathroom pool home in Port Charlotte offers the perfect setting for the ultimate Florida lifestyle. With 1, 383 square feet of waterfront living space, this charming residence features sailboat access to Charlotte Harbor and the Gulf of Mexico. Enjoy 80 feet of waterfront with a 9, 000 lb boat lift, a wooden dock with electricity, and quick access to open waters for all your boating adventures. Inside, you'll find a bright and open floor plan that invites natural light throughout the home. Large windows and French doors lead to the 264 square foot sunroom, creating an airy and expansive feel. The chef’s kitchen is a standout with stainless steel appliances, granite countertops, ample storage, and a pantry with sliding barn doors. The kitchen overlooks the sunroom, making it ideal for both entertaining and everyday living. The enclosed sunroom features a wall of pocket sliders that seamlessly connect to the pool area. The master suite is a private retreat with plush carpeting, pool access, a walk-in closet with a wall safe, and an ensuite bath with a walk-in shower. Two spacious guest bedrooms come with built-in closets and carpet flooring, one featuring a Murphy bed. The updated guest bathroom boasts a tiled walk-in shower. Off the kitchen, the convenient 144 square foot utility room has a washer/dryer and space for a home office, with sliding doors leading to the pool area. Outside, the screened-in pool area features a beautiful Diamond Brite pool with solar heating and a tranquil Koi pond stocked with colorful Koi fish. The backyard is fully fenced with large gates leading to the dock area. Additional highlights include wood laminate flooring, owned Solar electric (average electric bill was $36 per month), crown molding, an attached garage, hurricane shutters, and a new roof installed in 2019. This home’s prime location provides easy access to Florida’s best beaches, dining, shopping, world-class fishing, and tarpon tournaments. Spend the day at Punta Gorda’s Fisherman’s Village with live music and entertainment or catch a spring training game at Charlotte Sports Park, home to the Tampa Bay Rays and Charlotte Stone Crabs.
Live the dream in this beautiful waterfront home—your perfect Florida escape!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $298,400 | $298,400 | $298,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,960 | $2,498 |
Total Monthly Payment | $2,147 | $2,221 | $2,759 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.