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This might be the sunniest one bedroom in all of Bay Ridge and. . . it's on the top floor!
Step on into #5A at 460 Ovington and immediately get welcomed by cascading natural light from the South and West directions. Make a quick turn to the left and step into the kitchen to see even more sky through the huge window. The light reflects well upon the ivory colored cabinetry. The dark countertop creates a clean contrast with the creamy marble-style backsplash tiling. The cooking area has room for additional storage or perhaps even a two-top for coffee.
Turn back around and head toward the living space. Before we move in, to the left is a HUGE coat closet and/or pantry. The building designer loved the sun so much that even the closet has window. . . seriously!
Now on into the den trimmed with art-deco picture molding upon each wall. A tactful design choice to go with this specific molding is to pick a vibrant color for the outline. This will give just enough of a pop without being overpowering. Or, use a few alternating shades to create real depth and framing for your artwork. Don't be deceived by how beautiful the floors look, they are not new! The wonderfully restored original wood flooring further accentuates the highlight of this home. . . you guessed it, more natural light!
Next we have the subway tiled bathroom that pairs the color palette of the kitchen. The wash area has a solid width as not to feel cramped along with a Southern exposure. The hall leading out has two more closets with lots of storage space.
Last but not last we have the bedroom and it is a big one; oversized even! A Northern exposure way above any onlookers offers complete and total privacy. A king sized bed would fit easily and then some. Wide dressers, an armoire or a full sized work-from-home desk would complement the space well.
460 Ovington is located is an extremely convenient area with the Bay Ridge Ave stop on the R-line and multiple bus lines a singular block away. 5th Ave's offering of bars, restaurants and shops has no end. Owl's Head park and Bay Ridge Promenade are both less then a mile away.
Welcome to Bay Ridge living.
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,512 | $1,571 | $2,002 |
Total Monthly Payment | $1,587 | $1,646 | $2,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.