2825 Terra Ceia Bay BOULEVARD, #1504, Palmetto, FL, 34221 | $589,000

Located on the 5th floor of the beautiful Bay Club Condominium, this stunning 3-bedroom, 2-bathroom condo, complete with an office, epitomizes luxury urban living. Upon entering, you’ll immediately notice the elegant touches and amazing design that define this space. The open floor plan encourages a social atmosphere, from the spacious living room to the modern kitchen and dining area, all bathed in natural light thanks to the sliding doors that open onto the lanai. The kitchen is a highlight, equipped with top tier appliances and granite countertops, perfect whether you’re hosting a dinner party or enjoying a quiet family meal. The master suite offers a private lanai access, a sumptuous ensuite with dual vanities, a jetted soaking tub, and a separate walk-in shower. Adding to the home’s functionality is a dedicated office space, ideal for work-from-home professionals or as an extra guest room. The private lanai presents breathtaking views of Terra Ceia Bay and the Sunshine Skyway Bridge, especially as the sun sets. The property faces northwest, providing amazing views of the sunset without the intense heat of direct sunlight. This condo comes with one assigned parking space in the garage and open parking in th front of the property for your second vehicle. Two exterior storage areas for each unit add to the many sought-after benefits of Bay Club Condominium. The additional amenities include a beautiful pool, a hot tub, a gazebo picnic area, and a fire pit, along with a separate area for outdoor grilling. The additional Association benefits include the Community fishing pier and beautiful nature boardwalk through the mangrove estuary. A public golf course within the Community brings additional entertainment possibilities. Located near dining, shopping, and entertainment, this home is not just a residence but a gateway to a vibrant lifestyle. The golf club has tennis and pickleball. The Occupants of a Unit may keep two (2) household pets, of no more than twenty-five (25) pounds each, or a single household pet of no more than sixty (60) pounds, in the Unit.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 15
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: BAY CLUB PH I
  • Year Built: 2007
  • Common Charge: $1,150 Monthly
  • Approx Sq. Feet: 2,306
  • Acreage: 1.47
  • Est. Taxes: $7,334
  • Elem. School: Palmetto Elementary-MN
  • High School: Palmetto High
  • Pet Policy: Breed Restrictions, Dogs OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8345826
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /prop/TB8345826/2825terraceiabayboulevard_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 2:06:50 AM)
Listing courtesy of MC HOMES REALTY INC   Phone: 727-432-2181

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NMLS Mortgage Loan Originator ID 16953

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2825 Terra Ceia Bay BOULEVARD, #1504, Palmetto, FL, 34221

$589,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $471,200 $471,200 $471,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $611 $611 $611
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,978 $3,095 $3,945
Total Monthly Payment $3,681 $3,798 $4,648

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.