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Welcome to this beautiful 3-bedroom, 2-bathroom home in the desirable Fox Ridge community with a BRAND NEW ROOF (March 2025). Home has an assumable VA Loan at 3. 25 interest rate or qualifies for 100% financing (NO DOWN PAYMENT) and if you use preferred lender there is a rate buy down credit!!!
Conveniently located just minutes from hospitals, dining and shopping, this move-in-ready home offers the perfect combination of comfort and convenience.
Step inside to an inviting living room with vaulted ceilings, creating a bright and open atmosphere. The kitchen features stainless steel appliances and abundant natural light, while luxury vinyl flooring flows throughout the entire home for a modern and stylish touch. The thoughtful split floor plan ensures privacy, making it ideal for everyone. Love spending time outdoors? You'll appreciate the expansive, fully fenced backyardperfect for entertaining, pets, or simply unwinding in private. Enjoy peace of mind with a BRAND-NEW ROOF! Installed by Skinner Roofing, it includes the SILVER Pledge Warranty and GAF Timberline HDZ premium architectural shingles. This high-quality roofing system comes with a 50-year non-prorated warranty on the entire roof system, a 15-year unlimited wind warranty, and a 10-year labor warranty fully backed by GAF. Unlike other manufacturers, GAF does not impose an "Act of GOD" exclusion, and a 25-year Stain Guard Plus warranty is also included.
Additional updates include a fridge, washer, and dryer each less than a year old, as well as newly installed front-side fences and gates.
Don't miss your chance to own this charming home with incredible warranties and a fantastic location. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,466 | $1,524 | $1,942 |
Total Monthly Payment | $1,770 | $1,828 | $2,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.