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This well-maintained, bright, and inviting 4-bedroom, 1-bath Cape is the perfect starter home! Nestled on a picturesque half-acre lot with frontage on the scenic Cold River, this home offers a serene setting with mature lilac bushes and plenty of garden space. Inside, the open-concept kitchen flows seamlessly into the dining area, creating a welcoming space for gathering. The kitchen features beautiful butcher block countertops, and a breakfast bar for casual dining. In the dining area you have a beautiful bay window that fills the space with natural light. The cozy living room boasts built-in niches, adding charm and function for displaying photos or collectibles. The hardwood floors in the living room and dining area enhance the home’s warmth and character. The first-floor primary bedroom includes a newly constructed private deck overlooking the backyard and river—an ideal retreat. Upstairs, you'll find three additional bedrooms, providing ample space for family or guests. Don’t miss this wonderful opportunity to own a charming home in a beautiful location! OPEN HOUSE 3/8 11: 00AM-1: 00PM
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,600 | $251,600 | $251,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,590 | $1,653 | $2,106 |
Total Monthly Payment | $1,958 | $2,021 | $2,474 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.