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Welcome to Residence 304 in The Aurum Condominiums This south-facing one-bedroom is a sunlit sanctuary, offering one of the most sought-after layouts in a full-service building with premium amenities. Beautifully maintained maple floors flow throughout, the home has more than enough closet space – coat closet, linen closet, and pantry. The spacious living area easily accommodates a large sectional, dining table, and bookcase—perfect for both relaxation and entertaining. The bright primary bedroom enjoys all-day natural light and fits a queen-sized bed with a full suite of furniture. The updated kitchen features sleek wooden cabinetry, under-cabinet LED lighting, a granite breakfast bar, and Frigidaire stainless steel appliances—ideal for cooking or enjoying your morning coffee. The bathroom is elegantly finished with glazed porcelain tiles, premium fixtures, and a deep-soaking tub. This home is complete with an in-unit washer and dryer, Verizon FiOS prewiring, and two-zone central air for year-round comfort. Enjoy access to full-service amenities, including: • 24-hour doorman • Penthouse-level fitness center • Residents’ lounge and media room • Two levels of furnished outdoor spaces with grilling stations • Rooftop gym and a rooftop outdoor space with additional grills Best of all, there’s no additional amenity fee. Located in the heart of Harlem, you’ll be steps from top restaurants, parks, Whole Foods, and the newly opened Trader Joe’s, Sephora, and Target. The nearby 2/3, A/C, and B/D subway lines provide seamless city access. Affordable Housing Opportunity This is an affordable unit with specific income and asset guidelines: • Maximum assets: $181, 513 • Maximum income (2024): • 1 person: $135, 875 • 2 people: $155, 375 • 3 people: $174, 750 Don’t miss the opportunity to own this stunning, affordable home at The Aurum. Contact us today for more information or to schedule a private showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $91 | $91 | $91 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,528 | $2,733 | $3,455 |
Total Monthly Payment | $2,711 | $2,916 | $3,638 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.