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Stunning Bayfront Cottage on a Double Lot. . . A Waterfront Retreat Discover the perfect blend of comfort, and waterfront living in this custom-built 2015 bay-front cottage, set on a rare double lot with breathtaking views. Designed for both relaxation and recreation, this exceptional property offers unmatched access to the water with a private docking pier and boat lift, making it an ideal retreat for boating enthusiasts. Inside, the open-concept kitchen and living area is bathed in natural light, offering seamless indoor-outdoor living. The radiant heating system ensures cozy warmth throughout the seasons, while the covered balcony invites you to unwind and take in the stunning waterfront scenery The second-floor primary suite is a true sanctuary, featuring panoramic bay views that make every morning feel like a getaway. For hobbyists or those in need of extra storage, the property includes a separate Woodshed complete with a wood-burning stove, offering a perfect space for projects or a warm retreat during cooler months. This one-of-a-kind waterfront escape is a rare opportunity!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,036,000 | $1,036,000 | $1,036,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.613% | 6.435% |
Monthly Tax Payment | $1,530 | $1,530 | $1,530 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,964 | $6,548 | $8,883 |
Total Monthly Payment | $7,619 | $8,203 | $10,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.