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One or more photo(s) has been virtually staged. Charming Lakefront Home on Middle Lake in Sun City Center's 55+ Community! Experience the joy of sunny days in this lovely home nestled on a peaceful cul-de-sac, overlooking the serene boatable 45-acre Middle Lake. Perfect home for entertaining family and friends, with large living room, Florida room, den and Sunroom. Enjoy watching wildlife from the stunning Sunroom or Florida Room in this bright and airy custom DW-55, featuring 2 bedrooms and 2 baths. The updated kitchen is a chef's dream with white cabinets, granite countertops, stainless steel appliances, recessed lighting, and attractive wood-look tile flooring. The Sunroom stands out with its vaulted ceiling adorned with beams, expansive windows all around, complete with sunshades and hurricane panels. The thoughtfully designed second bedroom includes two closets, one of which is a walk-in. The main suite offers an ensuite bathroom featuring a walk-in shower for your convenience. The two-car garage has a workbench and extra storage, and the spacious laundry room has extra storage. Recent updates include fresh exterior paint in 2022, a new roof installed in November 2023, and two HVAC systems replaced in September 2019 and March 2020. The hot water heater was updated in 2017, some windows were replaced in 2006, and the retaining wall was redone in 2010. The sprinkler system has a new lakeside pipe installed in April 2024 and a new pump from 2019. The interior plumbing was repiped in 2007. Buyers will be required to pay a one-time fee of $3, 000 to the SCC Community Association, followed by an annual fee of $344 per person, plus $75 for lake maintenance. Sun City Center offers a vibrant active adult lifestyle with a state-of-the-art fitness center, indoor Olympic lap pool, resistance pool, and outdoor pool. Engage in various activities such as softball, pickleball, tennis, arts and crafts, model trains, woodworking, lawn bowling, dancing, and more than 150 clubs. Optional membership for Club Renaissance and access to 72 holes of golf are also available! This home is conveniently located near everyday amenities, providing easy access to Tampa, Sarasota, St. Petersburg, Tampa International Airport, sporting events, beaches, theaters, shopping, dining, and so much more!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $2,020 | $2,612 |
Total Monthly Payment | $2,076 | $2,254 | $2,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.