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One or more photo(s) has been virtually staged. OVER $150, 000 in PREMIER UPGRADES on this REMODELED HOME!! NON FLOOD ZONE!! **Permitted 700 sq ft ADDITION built in 2007 to code - **STUNNING CUSTOM STONE 2008-built wood-burning FIREPLACE **CUSTOM MAHOGANY FRONT DOOR ** 2025 NEW SHINGLE ROOF **INSULATED, DOUBLE-HUNG WINDOWS ** 2019 HVAC & 2025 HOT WATER HEATER *2024 TERMITE PREVENTATIVE PLAN * 2025 NEW FLOORING * 2025 UPDATED KITCHEN, BATH, ELECTRICAL AND LIGHT FIXTURES * ONE CAR GARAGE WITH W/D AND LOFT STORAGE PLUS TIE DOWNS **STELLAR PASSING 4 POINT INSPECTION & WIND MITIGATION REPORT ** 2025 NEW SOD, NEW IRRIGATION SYSTEM & LANDSCAPING **NEW concrete and paver DRIVEWAY, NEW Interior and Exterior Paint on this oversized lot *74'x127' . . . NEW POOL 2025 will be completed October 2025! No hurricane damage nor water from hurricanes ever entered this home! FLOOD ZONE X! CHECK OUT THE UPGRADES LIST ON THIS ONE!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$456,789
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $365,431 | $365,431 | $365,431 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $76 | $76 | $76 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,250 | $2,401 | $3,035 |
Total Monthly Payment | $2,401 | $2,552 | $3,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.