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RAPIDLY GROWING LOCATION! NICE STABLE COMMUNITY! DESIRABLE LEVEL LOT! UPDATED/UPGRADED HOME! GOOD SCHOOL SYSTEM! GREAT PRICE for ALL! The charming little town of Woodruff is 20 minutes +/- to the BMW Plant or the Greenville/Spartanburg International Airport, and an easy 30 minutes +/- drive to Spartanburg or popular GREENVILLE areas. Woodruff is beginning to enjoy the growth extending out from Greenville and Spartanburg, with new industry coming into the area, a new high school, and more. This property is just minutes from downtown Woodruff offering eateries, shopping, schools, park and police station. This community is one of nice newer homes, with larger yards than many. This particular lot is . 35 acre and backs to a treed area, offering more privacy and serenity. The backyard is fully fenced with wooden privacy fencing. You are sure to enjoy this private outdoors, including a garden area, from the wonderful covered patio area. The four- bedroom home offers ample space for most families with children. The owner's suite is complete with an ensuite bathroom with a double sink vanity, garden tub/shower combination, and a walk-in closet. The two-car garage is always a must for families for cars and storage. All of this comes with a one-year HOME WARRANTY for the buyer. The owner has upgraded/updated the home, including the following: Roof on the patio, new countertop in kitchen, new fixtures in kitchen and bathroom, new appliances (except refrigerator), new door, screened door and window in the rear, new grass, new paint on walls and doors, new chandeliers both floors, new window blinds, new stairsteps to second floor, and new garage door opener. WHAT A GREAT PRICE for ALL THE UPGRADES and UPDATES and THE GREAT YARD IT OFFERS! (If SF is important to buyer, buyer must verify. )
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $118 | $118 | $118 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,348 | $1,419 | $1,808 |
Total Monthly Payment | $1,541 | $1,612 | $2,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.