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Back on the market through no fault of the seller, with a price improvement and new inspection reports! Leave the hustle and bustle behind at this secluded mountain retreat with stunning views of Table Rock Mountain. This home is a great fit for nature lovers, while remote workers can appreciate the reliable and fast internet options, and those interested in homesteading will appreciate the chicken coops, large fenced area, and raised gardening beds. Additionally, a bottom level apartment with kitchenette and separate entrance provides the potential for extra income. Two acres On Highway 11. Front porch has beautiful mountain view. Four bedrooms and three and a half baths. Finished attic with half bath. Basement has two bedrooms, kitchenette, and full bath with a separate entrance and stairs to main level. Main floor has master bedroom with master bath, second bedroom and second full bath. Living room with mountain views. Woodstove fireplace. Dining area leads into kitchen with lots of counter space. Double door pantry. Large laundry room and flex room. Home is wired for backup generator. Outside is private with fully fenced area. Multiple parking pads, attached 1 car carport and detached two car garage. Private setting with mature trees and lots of space.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,555 | $355,555 | $355,555 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,247 | $2,366 | $3,000 |
Total Monthly Payment | $2,734 | $2,853 | $3,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.