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Life at the Beach!
This Key West style cottage has been totally renovated and redecorated after Hurricane Ian.
A Prime location, and just 60 steps to one of Florida’s prettiest beaches! The vibrant and historic Third Street District, with its' many shops and restaurants, is just 3 blocks away. This charming home offers casual living at the beach with all the conveniences! Enter through an enclosed and conditioned front porch with its' 'bright Caribbean color palette. Relax on the seating area and or choose to dine at the table which seats 6. Inside, the combination living room/dining room offers a comfortable sitting area with sofa and club chairs adjacent to the fireplace and antique Irish pine accents. A whimsical Pagoda style chandelier tops the round dining table which seats 6. The bright galley kitchen with all new appliances includes a beautiful dual fuel stove imported
from Italy. White cabinets and backlit open shelving, a stainless-steel work area and a custom hutch complete this very efficient space. The primary bedroom has a king-sized bed, his and her custom closets, an antique
writing/computer desk and full en suite bath. The second bedroom has twin beds with custom canopies and another full en suite bath. A “laundry porch” opens to a fully landscaped private garden with al fresco dining for 6, a teak sitting area, new Weber gas grill and outdoor shower. Truly a show place, this home has been published in Coastal Living magazine!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$25,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $20,000 | $20,000 | $20,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $125 | $131 | $167 |
Total Monthly Payment | $200 | $206 | $242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.