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Presented by![]() Carl Surrusco |
A Timeless Country retreat nestled on 1. 2 acres of private and elevated property, this custom-built ranch-style residence seamlessly blends architectural craftsmanship with the charm of historic Wading River living. A thoughtful design with cathedral ceilings, the home’s curated interior showcases rustic materials such as cedar and shiplap accents throughout. Upon entry, an entertainer's open concept with formal dining room, beautifully appointed country kitchen and cathedral great room with striking center hall wood burning fireplace. The first-floor primary suite is complete with a private ensuite bath and sliding glass doors to deck, while two additional guest bedrooms and a full bath provide ample accommodations for family and friends. Additionally, the climate-controlled, finished lower level, with access to your 2. 5 car garage is perfect for fitness, playroom, craft space and private home office. Step outside through the kitchen sliders to a generous deck overlooking a private and expansive backyard. Located in Historic Wading River and in the desirable Shoreham Wading River District. Close to beaches, parks, schools and shopping. A rare opportunity to experience North Shore country living at its finest.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$649,990
Sales Associate
William Raveis Real Estate
Phone: 203.767.3996
Carl.Surrusco@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,992 | $519,992 | $519,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $1,236 | $1,236 | $1,236 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,287 | $3,503 | $4,459 |
Total Monthly Payment | $4,615 | $4,831 | $5,787 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.