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New Price! Looking for a move in ready home, with water views?
As you walk up the large screened in porch beckons you to sit and relax with a cup of tea, and gives you a feeling of nostalgia. This well maintained property in Debary FL with a water view, you could also fish from your own backyard. This 3/2 split floor plan home has been updated with all new LVP flooring through out in 2024, its style gives off a warm, farmhouse feel. There is a new front door in 2024, fence an gutters in 2020, new French doors in 2020, windows replaced in 2016, roof in 2016 and AC in 2017. All the heavy lifting is done for you! The backyard also features a custom chicken coop, but is also built so well it could be re-purposed to suit your needs. This home is conveniently located close to shopping, St. Johns River, and I4 as well. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$328,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $262,400 | $262,400 | $262,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $250 | $250 | $250 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,511 | $1,680 | $2,179 |
Total Monthly Payment | $1,836 | $2,005 | $2,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.