13 SMOKE TREE PLACE, Palm Coast, FL, 32164 | $375,000

One or more photo(s) has been virtually staged. Price improvement!!! SUPER LOW electric bills due to Solar system! Owner's average monthly bill has been $55 throughout the entire year! Usage will vary depending on how many occupants live in the home but the $55 average was based on two adult occupants. AND, you get an Incredible $40, 000 EXTRA VALUE with this spectacular modern CONCRETE BLOCK home! Buyer will get a HOME SOLAR SYSTEM and WHOLE HOUSE WATER FILTRATION SYSTEM that Seller paid over $40, 000 for! It's super rare to find a home that offers both of these features! No other home in this price range can compete with the value this home offers! Buyer will enjoy super low energy bills thanks to the SOLAR SYSTEM! This home has endless high-end upgrades and is located on a quiet cul-de-sac street close to all the amenities in a fantastic meticulously maintained neighborhood! More featured upgrades include gorgeous LUXURY VINYL PLANK (LVP) flooring, beautiful QUARTZ countertops in both bathrooms as well as in the kitchen, which features a massive QUARTZ ISLAND capable of easily seating an entire family. Your new kitchen also offers upgraded 42” cabinets, STAINLESS STEEL appliances (which includes DOUBLE OVENS - one of which is convection) and a countertop stove. You will also enjoy an oversized laundry room complete with cabinets and counters for your convenience, an extremely spacious and open main living and dining area and, on top of 3 large bedrooms, you also have an additional FLEX ROOM which could be the perfect office, den, workout or guest space! This home also offers several additional storage/linen closets and boasts a VERY LARGE PRIMARY BEDROOM SUITE that includes a massive bathroom and walk-in closet. Your outdoor space includes a high quality PVC FULLY FENCED YARD for your safety and security, and an ABOVE-GROUND POOL to provide endless hours of Summer fun for you and your family. To complete your outdoor amenities, you have a SCREENED LANAI with attached extended patio space for your entertaining enjoyment. This incredible home even has GUTTERS for proper drainage and a garage sink for your convenience as well. You really need to see this home in person…. so many extras it’s impossible to list them all!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,990
  • Acreage: 0.23
  • Est. Taxes: $3,803
  • Lot Desc: Landscaped, Level, Street Dead-End
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pool: Above Ground
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Water Filtration System
  • MLS#: FC307007
  • Days on Market: 69 days
  • Website: https://www.raveis.com
    /prop/FC307007/13smoketreeplace_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/24/2025 11:50:22 PM)
Listing courtesy of BEACH-IT COASTAL REALTY   Phone: 386-566-3963

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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13 SMOKE TREE PLACE, Palm Coast, FL, 32164

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.050% 6.152%
Monthly Tax Payment $317 $317 $317
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,896 $1,971 $2,511
Total Monthly Payment $2,288 $2,363 $2,903

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.