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You'll love this year round, fully updated and furnished 2 bedroom, 1 bath home on the water! You have a private 10x7. 5 dock out your back door that is on Shell Creek. You'll have an 8x10 storage shed. There is washer/dryer hook up in the house. The creek goes right into the Peace River and out to the gulf! The community offers a clubhouse with a kitchen, laundry facilities (you also have laundry inside unit laundry here), storage area for boats and trailers, and billiards room. There is extra guest parking too!
Lazy Lagoon is a 55+ community that has wonderful neighbors. It is golf cart friendly. You're located off route 17, Exit 164 off I75. Grocery shopping is close by, and Punta Gorda airport (Allegiant). You are just a few minutes to downtown Punta Gorda with all of the restaurants, art shows, farmers markets, live music and the Sunseeker resort. There are local golf courses, marinas, Moose, Elks and the Legion clubs.
The HOA fee is $230/month and covers grounds, water, sewer, and trash. Waterfront/dock properties are rare. Don't wait to see this FURNISHED gem! CASH OR CRYPTO Currency accepted.
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Our Executive Mortgage Banker:
Our Insurance Division:
$169,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,200 | $135,200 | $135,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $157 | $157 | $157 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $855 | $888 | $1,132 |
Total Monthly Payment | $1,087 | $1,120 | $1,364 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.