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Welcome to 132 5th Street, a beautifully updated mobile home in the highly desirable Breezy Acres community of Colchester. Offering an ideal combination of affordability and convenience, this home is a fantastic option for those seeking low-cost living without compromising on comfort. Just minutes from local shops, restaurants, and the picturesque Lake Champlain, you'll have everything you need right at your doorstep. Inside, this turn-key home is ready for you to move in and enjoy. The bright and spacious living area boasts fresh paint and new flooring, creating a welcoming atmosphere. The updated kitchen features modern appliances, sleek cabinetry, and ample counter space, making it perfect for everyday living. With low maintenance and easy living in mind, this home offers a wonderful opportunity to enjoy affordable homeownership in a vibrant community. The park rent covers common area mowing and street plowing, while the homeowner is responsible for plowing their own driveway and maintaining their lawn. Please note that the home must be owner-occupied, and up to 2 dogs and 2 cats are allowed with prior park approval. Don’t miss out on this move-in ready home—perfect for a low-maintenance, budget-friendly lifestyle in Colchester!
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Our Executive Mortgage Banker:
Our Insurance Division:
$64,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $51,920 | $51,920 | $51,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $324 | $341 | $435 |
Total Monthly Payment | $399 | $416 | $510 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.