3010 PALM KEY AVENUE, Oldsmar, FL, 34677 | $429,900

Located on Old Tampa Bay, this community offers a relaxed lifestyle with opportunities to socialize around a gas firepit, enjoy a community or family meal under the pavilion, which houses two grills, take advantage of a large heated infinity pool overlooking the water or gear up in the fully equipped gymnasium. The fishing pier stretching out into the water and a kayak launch are added bonuses! With the electronically gated entrance, a sense of security can be felt and the assurance that NO FLOOD WATER has ever entered the homes puts one at ease. PLUS the sellers flood policy of under $1000. 00 IS TRANSFERRABLE to new owners! While the community is a special one, this unit, which is just across the street from the pool, is a standout with many of the things this owner did to enhance the beauty. From the beautiful plants and greenery greeting you at the entrance , to the gleaming Epoxy floor of the garage and the garden like feel of the screened enclosed porch this home is special. The inside of the home has been given enough more attention to create a space of beauty and functionality. To enhance the lighting, all of the many canned lights were given an upgrade of LED bulbs in 2024 and the downstairs lights have dimmers with amber light options. A walk-in pantry efficiently lights up when the door opens and illuminates the large space. The entire first floor has beautiful tile flooring throughout for easy cleaning. This plan is ideal for gatherings as it offers not only space for a full dining room table but space to eat at the breakfast bar of granite. Numerous light grey cabinets offer lots of storage with a bonus coffee bar area and mini-mud space ideal for taking off the shoes at the entry from the garage. The open floor plan moves seamlessly onto the screened enclosed porch with pocket sliders for a complete open feel. A half bath is conveniently located near the end of the living area. Custom Nantucket remote blinds offer just the right amount of privacy when wanted. Stairs leadup to a large option room , complete with dimmer and amber lights, and great for a Den/second Family room/playroom or even a temporary 3rd bedroom if needed with the laundry room is ideally located close by. A Master ensuite, has an expansive granite double sink vanity with plenty of storage. The natural light from the second story window and the gleaming glass shower enclosure presents a much larger and open feel. . An oversized bedroom area also contains a beautifully custom shelving designed walk-in closet, decorative Trey ceilings and Custom Nantucket remote blinds. A second bedroom is also large and has ample light from the windows with the Trey ceiling adding to the open feel. Two closets with one very large walk-in closet offers even more storage space in this bedroom. The second bath also has the glass enclosure of a shower with wood cabinets, pull out drawers and a granite top. This home has new electrical box in 2024 and gutters were added in 2021. Don’t forget the location is fabulous for traveling to Tampa, the airports, , major shopping, restaurants, beaches and more!

Features

  • Amenities: Fitness Center, Gated, Maintenance, Pool, Recreation Facilities, Security
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2019
  • Garage: 1-car Driveway, Ground Level, Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,888
  • Acreage: 0.04
  • Est. Taxes: $4,275
  • HOA Fee: $545 Monthly
  • Lot Desc: FloodZone, City Lot, Landscaped, Near Public Transit, Sidewalk
  • View: Pool, Water
  • Elem. School: Oldsmar Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8345731
  • Days on Market: 64 days
  • Website: https://www.raveis.com
    /prop/TB8345731/3010palmkeyavenue_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 4:38:32 AM)
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA   Phone: 727-531-2006

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NMLS Mortgage Loan Originator ID 16953

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3010 PALM KEY AVENUE, Oldsmar, FL, 34677

$429,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,920 $343,920 $343,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $356 $356 $356
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,174 $2,259 $2,879
Total Monthly Payment $2,605 $2,690 $3,310

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.