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Presented by![]() Julie Cremin |
Nestled in a serene, wooded setting, 326 Pratt Hill Road is a thoughtfully designed Cape-style home that blends rustic charm with modern comforts. Originally a quaint cabin, it has been carefully expanded over the years and now offers three bedrooms, two full bathrooms, and 8. 1 private acres – perfect for a weekend escape or year-round living. The oversized living area features hardwood floors, a wood-burning stove, and a sunlit bay window. A well-appointed kitchen boasts stainless steel appliances, granite countertops, and a gas fireplace with a beautiful stone surround. A bar area, situated off the kitchen, opens onto a wraparound stone patio, and the separate dining room also opens to the outdoor space, offering scenic views year-round. The spacious primary suite includes vaulted 19-foot ceilings, an additional gas fireplace, an en-suite bath, a bright walk-in closet, and its own private patio access. A cozy second bedroom sits above the kitchen area via a spiral staircase, while a flexible third bedroom currently serves as a home office. A second full bath provides convenience for guests. The expansive patio overlooks mature pines and curated gardens, creating a picturesque backdrop for outdoor gatherings. It even includes an outdoor shower. An attached, extra-deep two-car garage offers bonus storage space and a convenient entrance into a lower-level laundry/mudroom. Central air-conditioning rounds out the modern conveniences of this idyllic country home. Centrally located, the property is just 12 minutes from the Village of Chatham and 7 minutes to Harlemville and the Hawthorne Valley Farm Store, with easy access to Ghent, Hudson’s Amtrak station, and the Taconic State Parkway for a seamless NYC or Berkshires commute. Come experience the seclusion and charm of 326 Pratt Hill Road—schedule your visit today!
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$750,000
Sales Associate
William Raveis Real Estate
Phone: 781.308.5186
Julie.Cremin@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.944.8218
Bob.Flynn@raveis.com
NMLS Mortgage Loan Originator ID 6314
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $426 | $426 | $426 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,792 | $4,042 | $5,145 |
Total Monthly Payment | $4,310 | $4,560 | $5,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.