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**SELLER WILL PAY ONE YEAR CURRENT HOA MONTHLY FEES ($416/month) ** This impressive 3 Bedroom 2 Bathroom home with attached 2 Car Garage is located in the 55+ resort style gated community of KINGS GATE. This light and bright home offers beautiful design features throughout, a Foyer, spacious Great Room with cathedral ceiling, Dining Room with cathedral ceiling, well appointed Kitchen, Inside Laundry and Florida Room. Both the Great Room and Dining Room feature sliding glass doors to the 20 foot Florida Room. The Kitchen features granite counters, white wood cabinets, tile backsplash, island with storage, dining area, closet pantry. Appliances include refrigerator, built in microwave, oven/range, dishwasher. The Inside Laundry is equipped with a washer and dryer. The Master Bedroom suite offers sliding glass doors to the backyard walk in closet and private bathroom with dual sinks, soaking tub, walk in shower, white wood cabinetry and granite counters. There are two generous sized guest bedrooms with double closets and the guest bathroom has a tub/shower combination. Other features include: rain gutters, hurricane shutters, screened front entry, NEW ROOF with architectural shingles 2023, NEW HWH 2021, NEW A/C 2020, luxury vinyl plank flooring throughout the home except for tile in the guest bathroom. Utilities are county water and sewer. NOT in a flood zone. * KINGS GATE *is a very active 55+ adult gated Golf community that offers numerous amenities including a large beautiful clubhouse, full service restaurant, 18 hole executive golf course, full fitness center, computer center, tennis courts, shuffleboard, bocce ball courts, lawn bowling, olympic size community pool and spa, numerous social activities, full time activities director. All of this for your enjoyment and relaxation to live the active Florida lifestyle! Minutes from shopping, dining, I-75, entertainment and short drive to waterfront parks, boat ramps, fishing piers. This home is perfect for year rounders, seasonal use or rental property. Don't miss this special home in a great community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$324,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,200 | $259,200 | $259,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $384 | $384 | $384 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,638 | $1,703 | $2,170 |
Total Monthly Payment | $2,097 | $2,162 | $2,629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.