423 BAHIA BEACH BOULEVARD, Ruskin, FL, 33570 | $475,000

Welcome to an extraordinary WATERFRONT townhome with over $60, 000 in tastefully chosen upgrades located in the seaside village of Little Harbor. No expense was spared and no detail overlooked in investments made in making this house a home. The value of waterfront is all in experiencing the view. In this home it begins with 16' of sliding glass doors in both the living area and primary bedroom overlooking the marina and wide salt water canal offering stunning and yet calming views in this widely sought after boating community. The Hunter Douglas vertical glide blinds located on every sliding door throughout the home open fully to expose the entire viewing width of each window. The sunrises are equally as breathtaking as the sunsets, yet offer a delightful respite from the heat of a west orientation making terrace dining in the evenings cool and enjoyable. The TH’s front open view is equally desirable due to green space and no high rise buildings across the street. Many of the upgrades in this 3BR/3BA home maximize both storage and living space. The custom designed hallway pantry, 4 1/2' x 7 1/2' features 16 soft closing, pull out drawers, along with cabinets above adding an additional 8 shelves. A 7' cabinet was added to the primary bathroom providing 10 storage shelves, augmenting the expansive storage under the vanity. In terms of maximizing the living space, this is only one of a few of this particular floor plan that offers an outdoor lanai behind the garage equal in size to the great room, creating abundant seating, dining and entertaining. Along with the driveway, garage, and storage closet, seamless polyaspartic flooring was applied to the lanai creating a luxury, low maintenance, and clean design. The screened lanai is the perfect place for outdoor grilling and to enjoy a fire feature in cooler weather while overlooking the marina. Additional upgrades include the front entrance and all 4 terraces having recently been tiled with a beautiful wide plank design, the entrance foyer ceramic tile was replaced with a pebble stone design, and both sets of interior stairs feature maple wood steps and landings with upgraded industrial style aluminum handrails. This floor plan offers a bedroom on the first floor with an upgrade of French doors and a full bath located directly outside. Upstairs both bedrooms feature ensuite bathrooms, with an upgraded glass shower door in the primary bathroom and framed mirrors added in all bathrooms. Lighting has been updated throughout the home. The A/C and hot water heater were both replaced in 2020. The community offers an onsite half mile BEACH, 2 waterfront restaurants with sports/Tiki Bar, NEW fishing pier, kayak/canoe boat launch, 2 deep water marinas and a high & dry boat storage, Freedom Boat Club, heated swimming pool, tennis and pickleball courts, a fitness center, clubhouse, and playground. Short term AIRBNB rentals allowed. Don't miss the opportunity to own this extraordinary property in an amazing resort type setting close to Sarasota, St. Petersburg, Tampa with golf courses, hospitals, restaurants, and shopping nearby. Call TODAY to schedule your appointment and start living your dream! Taxes include the CDD.

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Fitness Center, Maintenance, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Closet
  • Year Built: 2006
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,417
  • Acreage: 0.04
  • Est. Taxes: $4,406
  • HOA Fee: $751 Monthly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Touchless Faucet, Washer
  • MLS#: A4638718
  • Days on Market: 83 days
  • Website: https://www.raveis.com
    /prop/A4638718/423bahiabeachboulevard_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2025 7:47:08 AM)
Listing courtesy of SUNSET REALTY   Phone: 941-923-3351

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NMLS Mortgage Loan Originator ID 16953

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423 BAHIA BEACH BOULEVARD, Ruskin, FL, 33570

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $367 $367 $367
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,402 $2,496 $3,181
Total Monthly Payment $2,844 $2,938 $3,623

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.