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Enjoy the benefits of living just a short 2 miles from the beach without the worry of needing flood insurance! This coastal haven features significant updates: a new roof (2022), HVAC system (2021), hot water heater (2023), electric panel (2014), and most windows along with the front door are impact-resistant. This move in ready block home offers a solid foundation for you to add your personal touches, making it an ideal family residence or a stunning vacation retreat. Relish the Florida outdoors in your screened-in 12x20 porch or large fenced in yard with room for a pool, benefit from a circular driveway that provides plenty of parking space, plus a one-car garage and storage shed. The home includes three bedrooms and two full bathrooms (none located in the garage), with the guest bathroom offering dual sinks and a tub/shower combination, while the primary bedroom includes an ensuite bathroom with a shower. Beautiful classic terrazzo is underneath the existing flooring which can be appreciated in the primary bedroom. Situated just around the corner in the vibrant Belleair Bluffs area, you'll discover top-notch dining options, charming boutiques, spas, banks, pharmacies, parks, playgrounds, grocery stores, and pet supply shops. A mere two miles away, you can bask in the sun on the pristine white sandy Gulf Beaches or treat your pet to a visit to the dog-friendly beach. You might also consider membership at the Belleair Country Club, where Florida’s first golf course awaits, featuring amenities for everyone, including a marina and pickleball courts. With downtown Clearwater just four miles away, Clearwater Beach six miles away, and St. Pete Clearwater Airport eight miles away, this prime location offers so much and is in such high demand that you will never want to move!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,121 | $2,234 | $2,846 |
Total Monthly Payment | $2,472 | $2,585 | $3,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.