New York (Inwood), NY, 10034 | $499,000

LARGE 1 BED WITH OFFICE -INWOOD'S BEST JUNIOR 4 Welcome home! City life meets the country in upstate Manhattan -one block from the treasured Dyckman Farmhouse and Inwood Hill Park. Generous Entry Hall opens into a grand Foyer featuring gorgeous Deco archways and room for a large dining table. Living Room has great light with southeastern exposure, picture moldings and magnificent oak herringbone wood floors throughout. Bright and airy Kitchen with plenty of workspace to inspire the chef - with double ceramic farm-style sink, Fridgidaire refrigerator, Summit stove and ample original cabinetry reaching all the way to the ceiling for abundant storage! Currently configured with a half open wall between the kitchen and a smaller room with two exposures, most often used in the D-line as office or second bedroom. Expansive King-sized primary Bedroom with 2 closets - boasts enough space for a bed, 2 dressers AND a desk or sitting area. Ceiling fan for maximum air flow. Original windowed Bathroom with Deco features - including pedestal sink, built in hamper, and stylish basketweave black and white tile floor; linen closet in hallway for extra storage. 687 W 204 St was built in1929. Amenities include: live-in super, laundry in basement, storage bins and a bike room (wait list), video intercom system, and shared common outdoor back patio space. Pet friendly building conveniently nestled within a block of majestic and historic Inwood Hill Park: 196 acres with tranquil river views, natural forest, hiking trails, dog run, playgrounds, tennis and basketball courts, baseball and soccer fields and newly renovated NYC Parks Department Nature Center with environmental programming. The area boasts many shops, restaurants and grocery stores, local year round Saturday Farmer’s Market on Isham Street, Buuni Coffee with monthly cultural events, and the glorious, newly built Inwood branch of NYPL. Well situated near transportation - the A train (express) and 1 train (local) and numerous bus routes - just 25 minutes to midtown! Come to Inwood, one of Manhattan’s best kept secrets. This is why folks move uptown! **There is currently an assessment of $192. 40 through June 2027. This building allows 90% financing for qualified buyers.

Features

  • Town: New York
  • Cooling: Wall Unit(s)
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Lot Size: N/A
  • Laundry: Common On Floor,Common Area
  • Common Charge: $1,160 Monthly
  • Approx Sq. Feet: 0
  • Est. Taxes: $0
  • Pet Policy: Building No,No
  • Appliances: Cooktop,Dishwasher,Refrigerator
  • MLS#: RLS11032011
  • Days on Market: 128 days
  • Website: https://www.raveis.com
    /prop/RLS11032011/687w204thstreet_newyork_ny?source=qrflyer
Copyright © 2025  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass   Phone: (212) 913-9058

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888.699.8876

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

New York (Inwood), NY, 10034

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.019% 7.050% 6.152%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,490 $2,622 $3,342
Total Monthly Payment $2,565 $2,697 $3,417

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.