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Presented by
Richard Bloom |
1412 RUTHBERN ROAD, Daytona Beach, FL, 32114 | $289,000
This stunning, like-new three-bedroom, two-bath home boasts an open layout with warm plank tile flooring throughout. The modern kitchen features soft-close cabinets, granite countertops, stainless steel appliances, and a new sliding door leading to a screened porch with epoxy flooring and extended concrete pad. Freshly painted throughout, the home includes all-new windows, light fixtures, recessed lighting, closet doors, Nest thermostat, and a new HVAC system with updated ductwork. The guest bath is updated with a refinished tub, stone vanity, and new fixtures, while the master bath showcases a beautiful penny tile walk-in shower. The two-car garage, with new garage door, is equipped with an epoxy floor, new washer/dryer, storage, updated electrical panel, and attic access. Outside, enjoy fresh paint, new sidewalks, French drains, irrigation, landscaping, and a 2015 roof with new soffits. Located just minutes from shopping, Embry Riddle, Daytona State, and I-4.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 80 x 110
- Laundry: In Garage
- Style: Ranch
- Year Built: 1976
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,204
- Acreage: 0.2
- Lot Size: 80 x 110
- Est. Taxes: $3,062
- Elem. School: Turie T. Small Elem
- Middle School: Campbell Middle
- High School: Mainland High School
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
- MLS#: V4938473
- Days on Market: 83 days
- Website: https://www.raveis.com
/prop/V4938473/1412ruthbernroad_daytonabeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Richard BloomSales Associate
203.918.2271
Richard.Bloom@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 130058
203.952.8600
Joseph.Mollica@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Michael AlvordInsurance Sales Director, William Raveis Insurance
203.925.4507
Michael.Alvord@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1412 RUTHBERN ROAD, Daytona Beach, FL, 32114
$289,000
Richard Bloom
Sales Associate
William Raveis Real Estate
Phone: 203.918.2271
Richard.Bloom@raveis.com
Joseph Mollica
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
| Monthly Tax Payment | $255 | $255 | $255 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,461 | $1,538 | $1,951 |
| Total Monthly Payment | $1,791 | $1,868 | $2,281 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388