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Presented by![]() Creed Palmer |
Welcome to your waterfront paradise! This beautifully updated pool home with 4 bedrooms and 3 full bathrooms sits on an ELEVATED SLAB THAT HAS NEVER FLOODED. High and dry without hiking up stilts! Spectacular water views and stunning sunsets over Tampa Bay. Inside you will find a welcoming foyer leading to the modern new kitchen and open-concept main living area, featuring oversized tile, neutral colors, recessed LED lighting, abundant natural light, and breathtaking views. The luminous new kitchen features premium cabinets, quartz counters, stainless steel appliances, and a seamless transition to the dining area. The combined living room / family room area is oriented to the pool and waterfront, with two sets of sliding glass doors leading to a covered deck and beyond to the pool and spa. The first floor also has an updated full bathroom and one bedroom. Upstairs you find the primary bedroom, with updated ensuite bathroom and private balcony with panoramic views, along with two more bedrooms serviced by an updated hall bathroom. This spacious property is ideally located in Oldsmar’s most coveted neighborhood, near the city’s best parks, in an area that is golf cart friendly and great for walking, jogging, bicycling, kayaking, and many other activities. No HOA. No CDD. Affordable, transferable flood insurance. No water intrusion in this house from Helene or any other storm, thanks to superior construction on an elevated slab that raises and protects the entire living area, without the daunting stairs and vulnerable ground floor found in stilt homes. New seawall, new pool pump, and new water heater in 2024. Both AC units replaced in 2022. New metal roof in 2008. Hurricane shutters. Highly desirable Oldsmar combines quality of life with quick and convenient access to Tampa International Airport, downtown Tampa, St Petersburg, and Clearwater Beach. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,725,000
Sales Associate
William Raveis Real Estate
Phone: 732.589.0471
Creed.Palmer@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,380,000 | $1,380,000 | $1,380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.811% | 6.475% | 6.309% |
Monthly Tax Payment | $1,464 | $1,464 | $1,464 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,274 | $8,609 | $11,739 |
Total Monthly Payment | $9,863 | $10,198 | $13,328 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.