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finance fell through and back to market. ABSOLUTELY ONE OF A KIND GORGEOUS HOUSE THAT YOU COULD EVER FIND IN FLORIDA NEAR THE WATER BUT DOESN'T NEED FLOOD INSURANCE. JUST FINISHED RENOVATION. 3 BEDROOMS, 2 BATH WITH WOOD WALLS AND WOOD FLOORS THROUGHOUT AND PACKED WITH LUXURIES. WITHIN 5 MINUTES TO THE WATER BUT NO FLOOD INSURANCE AND NO HOA TO LET YOU ENJOY THE FLORIDA LUXURY LIFESTYLE WITHOUT PAYING THESE EXPENSIVE FEES. it's not only marvelous as primary home to enjoy the life, but also as long time or short time rental of Airbnb and Vrbo to make money like other neighbors, because it has no HOA. it's also on a short dead-end street. all materials used are not the cheap man-made, but the expensive nature to match the house style to set it very special from all other houses. this earth friendly house not only set it very special and beautiful from all the others, but also make it cool in summer and warm in winter to save your energy bill. centrally Clearwater located and within 5 minutes from the water. It's a true touch of class that sets this home apart from all others. new roof, new digital and Wi-Fi water heater, nice fans and light fixtures, each bathroom with a toilet, sink/vanity, beautiful mirror, a decent shower stall and nature stone of travertine floor. There is a nice walk-in closet with shelving and storage in master bedroom. kitchen has new stainless-steel sink, faucet, appliances and wine cooler and wine glass holder, new wood butch block countertops to make the perfect match with real stone back splash, it also has covered back Lani and big fenced private yard. large paved patio/parking and possible deck area to make it endless possibilities as well. partial paved front yard(driveway), back yard and both sides, Tifanny windows & light, barn doors, wood shelves etc. , you find them yourself when you come to see it, A MUST SEE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,999 | $343,999 | $343,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,174 | $2,260 | $2,880 |
Total Monthly Payment | $2,422 | $2,508 | $3,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.