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Discover an exceptional opportunity with this beautifully renovated home, perfect for year-round living, a second home, vacation getaway, or an income-generating rental property. Conveniently located just minutes from downtown Carmel and close to the scenic Reservoir, this property offers quick access to US-6, allowing for an easy commute and access to year-round Hudson Valley water sports and outdoor activities. Set on nearly a full acre, this versatile home features a thoughtful floor plan with three bedrooms. The spacious primary suite on the first floor includes an en-suite bathroom, providing a serene retreat. The bright kitchen showcases granite countertops and a brand-new appliance package, along with a separate laundry area for added convenience. The first floor also boasts a large bathroom equipped with a relaxing soaker tub and a separate shower. On the second floor, you’ll find two charming bedrooms and another full bathroom, perfect for guests or family. Step outside to the expansive wrap-around deck and partially fenced yard, ideal for entertaining or enjoying the peaceful surroundings. The exterior has been beautifully landscaped, enhancing the property’s curb appeal. This home offers numerous possibilities at a competitive price point in a prime location. Whether you seek a permanent residence, vacation retreat, or investment opportunity, this property is a winner. With its move-in-ready condition and versatile potential, this home is priced for a quick sale. Don’t miss out on this exceptional opportunity—schedule a viewing today and envision the lifestyle this home can provide!
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Our Executive Mortgage Banker:
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$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $1,025 | $1,025 | $1,025 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,422 | $2,517 | $3,208 |
Total Monthly Payment | $3,521 | $3,616 | $4,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.