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Welcome Home! Pride of ownership lives here. This home was totally renovated in 2019, including the roof and all windows. Bright natural light fills the open concept main level. This home offers a large living room that leads to the warm and welcoming dining room. The kitchen is gorgeous and inviting offering white shaker cabinets, quartz counter tops, subway tile backsplash, SS appliances with propane gas for cooking. There are 3 generous size bedrooms and a large full bathroom. Attic has plywood flooring and pulldown stairs for access. There is a full finished basement offering more living space with plenty of room for mom or extended family. The lower level also offers tons of storage, a separate utility room and a separate outside entrance. Enjoy the privacy of the fenced back yard with added trees along the back fence, and patio area for entertaining. You will love the garden beds filled with colorful perennial blooms that last from spring to frost. Just a short distance away is beautiful Panamoka Lake! This Private Lake Community Offers 3 Community Beaches and a newly renovated clubhouse for its members. Wonderful community atmosphere offers fun family events and adult activities. Enjoy fishing, swimming, kayaking, or simply relaxing on the beach. There is also a pavilion available to rent for private parties. The minimal annual member association dues are optional. This home is a must see! Don't miss this gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $767 | $767 | $767 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,990 | $3,148 | $4,011 |
Total Monthly Payment | $3,849 | $4,007 | $4,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.