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Under contract-accepting backup offers. * FINAL PRICE REDUCTION * WELL BELOW MARKET * Low HOA & NO CDD *
This beautiful and highly sought after Oakstead townhome was built in 2021 and is turn-key with many upgrades not found in this price range. This home is being sold by the original owner and is found in one of the most desirable school districts in Pasco County. The location offers quick access to Highways 54, 41 and the Veterans Expy/Suncoast Pkwy. Into nature? Enjoy the serene 2. 5 mile walking and bike path right outside the gate. A front door keypad gives secure and ease of access to the two story lakeview home. The floor plan boasts 2 bedrooms, 2 baths upstairs and half bath down. A well appointed attached one car garage includes extra storage for all your needs. Two upgrades for peace of mind, all windows and glass doors have been fitted with Armor Screen hurricane shutters, and a Guardian security system ensures the integrity and safety of your new home. The main floor is complete with 18” tile flooring throughout. The spacious kitchen boasts 1” thick granite countertops with a beautiful subway tile backsplash. All appliances are stainless steel for a chef style kitchen. A triple glass sliding patio door will open your living space to welcome you to the patio to unwind and enjoy the beautiful lake view. Needing storage, not a problem, aside from the garage, you will find plenty of space under the staircase, along with two additional pantry style closets. The second floor offers a Master bedroom with ensuite, 2nd bedroom, full bath, as well as a loft to extend your living space. All new carpeting installed February 2025. The Master suite with wall to wall connected designer closets will give more access to storage. The stunning en suite bathroom features a frameless, upgraded shower door, along with beautiful 1” thick granite countertops and dual sinks. The home includes a soft water system as well as a time saving second floor laundry with easy access to the air handler. Both the air conditioning unit and dryer duct systems have recently been serviced and cleaned. There is no CDD, the property may be used as a semi-annual or annual rental, no short term rentals allowed per HOA. Optional community recreation center membership available https: //www. oaksteadcdd. org/
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,608 | $1,670 | $2,126 |
Total Monthly Payment | $1,987 | $2,049 | $2,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.