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Modern luxury meets family fun in this tremendous 5-bedroom, 3. 5-bath, two-story executive home in delightful Ruskin, Florida. Stunning and move-in ready, you'll adore this breathtaking waterfront home, perfectly located in the upscale (and pet-friendly) Belmont community, which features a state-of-the-art clubhouse, a spectacular resort-style pool, children's playground, tennis courts, and miles of trails around beautiful waterways and lakes. This magnificent residence boasts more than just impressive interiors — the delightful architectural details throughout add a touch of personality, while the classic curb appeal ensures you'll make a lasting first impression. Step inside and be captivated by the expansive open floor plan where luxe ceramic flooring throughout the main level creates a cohesive and airy feel. The heart of the home is the gourmet kitchen, a chef's paradise featuring custom cabinetry that offers ample storage and a touch of sophistication. Stainless steel appliances, unique lighting fixtures, and gorgeous granite countertops provide style and functionality, making entertaining friends and loved ones pure joy, while the sensational rustic stone gas fireplace in the great room serves as a remarkable focal point for cozy evenings at home. Enjoy lazy afternoons or a peaceful morning routine on the covered terrace overlooking a tranquil lagoon and a lush green lawn with wrought iron fencing. A plushly carpeted upstairs bonus room offers an expansive space for gatherings, movie nights, gaming, or relaxed family quality time. Each spacious guest bedroom features ceiling fans, large closets, and abundant natural light, while the unparalleled owner's suite boasts tray ceilings, a custom fan and light fixture, a huge his-and-hers walk-in closet, and an unbelievable spa-inspired master bath with an immense soaking tub, granite surfaces, and a relaxing glass-enclosed shower stall. Casual elegance awaits, so call to schedule your exclusive private tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$555,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,000 | $444,000 | $444,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,770 | $2,917 | $3,717 |
Total Monthly Payment | $3,111 | $3,258 | $4,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.