262 YACHT HARBOR DRIVE, Palm Coast, FL, 32137 | $1,149,000

Welcome to Your Waterfront Retreat at Yacht Harbor Village. This stunning two-story home offers the perfect blend of luxury and tranquility, featuring breathtaking views of the Intracoastal Waterway and an array of high-end finishes. Access the second-floor living area via the grand staircase or your private elevator, where upscale design meets comfort with travertine floors, crown molding, and tray ceilings.
At the heart of the home is a gourmet kitchen, designed for both beauty and functionality. It boasts floor-to-ceiling cabinetry, a hidden walk-in pantry, and elegant exotic stone countertops and backsplash. With premium appliances, including a gas stove, this kitchen elevates both everyday meals and gourmet creations. Step out onto the expansive balcony, complete with electric shades, to enjoy sweeping views of the Intracoastal Waterway and the refreshing coastal breeze.
The luxurious owner's suite offers a private retreat, featuring dual walk-in closets, an impeccably tiled shower, a spa-like garden tub, and double vanities for ultimate relaxation. On the first floor, an inviting living room with a wet bar creates an ideal space for both relaxation and entertaining, while a covered lanai beckons for outdoor dining amidst lush greenery. With its seamless connection to the natural surroundings, this space offers the perfect balance of indoor and outdoor living.
Two private guest suites are also located on the first floor, each with its own comfortable space and a convenient Jack-and-Jill bathroom. This exceptional property is nestled within Yacht Harbor Village, a maintenance-free community where exterior upkeep, including lawn and tree care, is expertly handled, allowing you to focus on the carefree coastal lifestyle. Membership at the luxurious Hammock Beach Club provides access to a wealth of amenities, offering a true resort-style living experience.
Don’t miss the opportunity to view this extraordinary waterfront home—schedule your private showing today!

Features

  • Elevator: Y
  • Amenities: Gated, Maintenance
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full / 2 half
  • Lot Size: 40 x 120
  • Laundry: Inside, Laundry Room
  • Year Built: 2005
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,134
  • Acreage: 0.11
  • Lot Size: 40 x 120
  • Est. Taxes: $8,304
  • HOA Fee: $941 Quarterly
  • Lot Desc: Landscaped
  • View: Water
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: FC306954
  • Days on Market: 65 days
  • Website: https://www.raveis.com
    /eprop/FC306954/262yachtharbordrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2025 10:12:05 AM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 386-338-5000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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262 YACHT HARBOR DRIVE, Palm Coast, FL, 32137

$1,149,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $919,200 $919,200 $919,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.727% 6.560%
Monthly Tax Payment $692 $692 $692
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,585 $5,886 $7,944
Total Monthly Payment $6,402 $6,703 $8,761

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.