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Rare Opportunity, Single-Family Home & Two-Family Investment Property on One Lot! A unique chance to own both a single-family home and a two-family property on the same lot, making it an ideal investment or a perfect multi-generational living setup. The single-family Cape-style home features three bedrooms and two bathrooms, with hardwood floors throughout and a kitchen that was recently updated. With recent roof replacement, the home is equipped with a Combi unit boiler for heat and hot water, installed approximately eight years ago. The second home, located immediately next door, is a two-family property. The first-floor unit offers two bedrooms and one bathroom, with a gas boiler in the basement that was installed about twelve years ago and a water heater approximately ten years old. The second-floor unit is a one-bedroom, one-bath apartment with a brand-new furnace, installed just three months ago. The roof on this property was replaced at the same time as the single-family home. With off-street parking for five to six cars, this property is a fantastic opportunity for investors looking for strong rental income or families seeking a flexible living arrangement. These homes are also being offered in a commercial package along with other investor held properties. Ask listing agent for details// NOTE: 2 family// 1st floor 2 bd/1 bath - 2nd floor 1 bd/1 bath- 1386 sq ft --- Single family // 3 bd/2 bath -1321 sq ft
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $706 | $706 | $706 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,802 | $2,910 | $3,704 |
Total Monthly Payment | $3,600 | $3,708 | $4,502 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.