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Charming Corner-Lot Ranch with Sunlit Open Layout! Welcome to a well laid out ranch, nestled on a corner lot. Boasting 3 spacious bedrooms and 2 modern bathrooms, this home offers an inviting and open layout that is sure to impress. As you step through the front door, you’ll be greeted by a bright foyer that seamlessly flows into the dining room, family room, and an eat-in kitchen with high ceilings. This sun-drenched space is perfect for both everyday living and entertaining. The first floor features three well-appointed bedrooms, including an oversized primary suite. This private retreat offers ample closet space and a luxurious en-suite bathroom with a double vanity, oversized tub, and shower. The home also includes a full basement with an exterior entrance, providing storage options. A 2-car attached garage adds convenience and functionality. Inground sprinklers. Ideally located near major roads, the Long Island Rail Road, and MacArthur Airport, this home offers easy access to travel and commuting. With a legal rental permit in place, this home is not only a beautiful residence but also a fantastic investment opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$645,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $854 | $854 | $854 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,219 | $3,390 | $4,320 |
Total Monthly Payment | $4,165 | $4,336 | $5,266 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.