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Welcome to a unique opportunity featuring two homes on a spacious 1. 3-acre lot. The main house boasts three bedrooms and one full bathroom, designed for both comfort and functionality. The first floor welcomes you with a large kitchen that flows into a cozy living room and dining area, perfect for gatherings. A versatile den/playroom/office provides additional space for family activities or remote work. You'll also appreciate the charming screened-in front porch, ideal for relaxing with a book or enjoying morning coffee. Additionally, a newly added spacious back deck offers a fantastic outdoor entertaining area, perfect for barbecues and family gatherings. Upstairs, you'll find all three bedrooms along with the full bathroom and convenient laundry facilities, making daily life a breeze. The finished basement offers an area for kids to play or for family movie nights, adding even more living space to enjoy. Adjacent to the main house, the guest house features two bedrooms and a full bathroom, presenting an opportunity for long-term or short-term rentals. This additional dwelling can help offset your mortgage or serve as a comfortable space for visitors. Outside, the property includes a large barn, perfect for storage or hobbies, and ample room for outdoor play and gardening. This exceptional property combines the benefits of residential living with the potential for rental income, making it an ideal investment.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,622 | $1,708 | $2,159 |
Total Monthly Payment | $2,098 | $2,184 | $2,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.