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PRICE REDUCED!! Welcome to 440 A Hancock Street, Apt. 1 in Bedford Stuyvesant! You'll feel right at home in this 3BR+/2BA duplex apartment featuring 1400 SF of living space, designated outdoor garden space, in-unit laundry and Southern sunlight all day long. Conveniently near Utica Ave station (A/C), the apartment is situated along a tree-lined block of uniformed Brownstones that exudes the architecturally appealing prewar aesthetics of one the most vibrant neighborhoods in all of Brooklyn.
The garden/ground floor opens up to the lower level of the duplex. Upon entry, you will be greeted by built-in shelving ideal for small storage and one bedroom highlighted by Northern exposure with street views.
Just past the staircase, the floor opens onto an expansive combined living and dining area and L-shaped, eat-in kitchen, and full bathroom. Indulge in your favorite meals with 4-piece stainless-steel appliance suite (Fisher & Paykel Active Smart Refrigerator, LG Smart Gas Range/5-Burner, and GE Microwave & Dishwasher). Separate, stackable GE Steam Washer and Condensed Dryer is located in kitchen.
Enjoy the exclusive rear yard and enjoy your outdoor oasis year-round and just in time for all your Spring and Summer gatherings.
An internal staircase leads you to the upper level featuring two (2) additional bedrooms plus one (1) Den/Office. The rear, Southern-facing bedroom features en-suite and common access to a newly renovated, full bathroom, while the other bedroom includes a flexible room, ideal as a luxury closet, office or whatever your heart desires. All bedrooms feature a decorative fireplace, hardwood floors, and good natural light.
Experience all that Bedford Stuyvesant has to offer! Enjoy local gardens and green spaces, Restoration Plaza, multiple Brooklyn Public Libraries, Bedford-Stuyvesant YMCA w/lap pool. Area amenities include Barb's, Saraghina Pizzeria, Zaza Caf , Frog, Lunà tico, Peaches, Akwaaba Mansion, The Fit In: Strong, Cocktail Bed-Stuy, Natty Garden II, Brooklyn Tea, and our favorite, Je T'aime Patisserie (for the best croissants!).
Utilities: Cooking gas and electricity not included. Pets/Guarantors: Considered on a case-by-case basis.
Transportation: A/C trains at Utica Avenue or Kingston-Throop Avenues; B25, B44 - Fulton St/Nostrand Av.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,650
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,720 | $3,720 | $3,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $23 | $24 | $31 |
Total Monthly Payment | $98 | $99 | $106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.