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A well sorted neighborhood in Ansonia and also Woodbridge. This is a Custom built 5-6 bedroom, 4 full bath Colonial with over 3, 500 square feet of living space. Open Concept main level lends itself to entertaining; kitchen with granite countertops, stainless steel appliances, living room with fireplace and wood burning stove insert, dining room with sliding door to deck on both sides, hallway full bath and office/den/bedroom finish the main level. Upper level boasts 2 full baths, dedicated laundry room with newer washer and dryer, 3 bedrooms, one of which is the primary bedroom suite with full bath, double closets, spa like tub, shower, bidet. Lower level consists of one to two bedrooms or a media/playroom depending on preference. There is also a separate walk out/entry, as well as full bath and a kitchenette. In addition, Lot/land consists of a total of 1. 02 acres (20 1/2 and 21 1/2 High Acres Road, as well as small lot that spills into Woodbridge), all of which convey with purchase. MANY UPDATES: 18 POWER WINDOWS, LIFETIME WARRANTY CONVEYS, 50 YEAR ROOF/GUTTER GUARDS 2021, HYBRID ELEC. WATER HEATER 2022, EACH FLOOR WITH HONEYWELL SMART THERMOSTATS, NEWER FRONT RAILINGS 2021, STONEWORK WALKWAY/BALCONY/STAIRS 2023, BASEMENT FLOORING 2022, BACK LOT CLEARED 2022, ENERGY EFFICIENT LIGHTING THROUGHOUT, SMART LIGHT SWITCH FRONT ENTRANCE, RING SECURITY CAMERA AND NEWER OIL TANK. Please do your research regarding all information pertaining to land, development opportunities, taxes. The information is deemed reliable, but not guaranteed. Please note that there is CAMERA ON THE PROPERTY THAT HAS AUDIO/VIDEO CAPABILITIES.
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Bedroom 4 | Lower | |
Formal Dining Room | Bay/Bow Window,Balcony/Deck,French Doors | Main |
Full Bath | Main | |
Full Bath | Lower | |
Kitchen | Main | |
Kitchen | Lower | |
Living Room | Bay/Bow Window,Fireplace | Main |
Primary BR Suite | Jack & Jill Bath | Upper |
Rec/Play Room | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $646 | $646 | $646 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,622 | $3,342 |
Total Monthly Payment | $3,211 | $3,343 | $4,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.