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Move-In Ready two-story home with modern updates and beautiful outdoor living spaces, located in the family friendly, established neighborhood of Neely Farm, is situated on a cul-de-sac lot surrounded by mature landscaping. From the covered front porch to the backyard, this property provides an ideal space for living, entertaining, and making memories. --A two-story foyer with hardwood floors welcomes you. The dining room features a bay window with loads of natural light, hardwood floors, and an updated light fixture. The chef’s kitchen boasts tile floors, refinished cabinets, granite countertops, an island, gas range, built-in microwave, dishwasher and a touch-handle faucet. A spacious pantry provides ample storage. Adjacent to the kitchen, the bright breakfast room with tile flooring is ideal for casual dining. -The spacious great room is a cozy retreat with a wood-burning fireplace, a newly installed and cleaned firebox, crown molding, and plush carpet. A half bath with hardwood floors and a granite countertop completes the main level. --Upstairs, carpeted stairs lead to a primary suite featuring a walk-in closet and bathroom with a skylight, granite countertops, a garden tub, and a separate shower. Two additional bedrooms has double windows, ceiling fans, and crown molding for added charm. The hall bathroom features durable LVT flooring, granite countertops, and a tub/shower combo. 4th bedroom over the garage can serve as a fourth bedroom, media room, or home office. –Additional highlights include walk-in attic storage, an insulated garage door, hanging storage racks, and a workbench. Recent updates such as a new roof, newer carpet in the great room and bedrooms, and dimmer switches throughout enhance the home’s appeal. –Outdoor living is a delight with a deck and patio, perfect for grilling, and a fenced yard offering privacy. The encapsulated crawl space with a dehumidifier and termite bond provides peace of mind, while Leaf Filter gutter guards ensure hassle-free maintenance. Schedule your private showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $120 | $120 | $120 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,947 | $2,023 | $2,578 |
Total Monthly Payment | $2,142 | $2,218 | $2,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.