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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to this charming home in the beautiful SOMERSET LAKES NEIGHBORHOOD. The minute you pull into the driveway you feel at home with the welcoming front entry and mature trees. This 3 bedroom, 2 bath home is the perfect blend of comfort and style.
Step inside to discover a warm and inviting living space, flooded with NATURAL LIGHT. The split open floor plan flows from living room, kitchen to formal dining room and is perfect for entertaining friends or enjoying quiet evenings at home. The KITCHEN being centrally located is easily the heart of the home. It features a breakfast bar, ample cabinet and counter space allowing for plenty of storage and easy meal prep, plus a pantry! The formal dining room is adjacent and flows into the kitchen with entry into the Florida room as well. The spacious primary suite comes complete with an EN-SUITE BATHROOM for added privacy. The two additional bedrooms provide versatility for guests, a home office, or playroom. The large bonus/ FLORIDA ROOM can used for an array of purposes. The current owner is using the room as an art studio due to the abundance of natural light. The two car garage has been converted to a spacious laundry room and separate storage area. This bonus room is perfect for a playroom, bedroom, or make it his man cave! If buyer prefers the garage rather than the extra room, the seller will convert it back to a garage at seller's expense. The converted garage is not included in the square footage of the home. Enjoy the FENCED BACKYARD perfect for a summer barbeques! This home is high and dry and located in an X Flood Zone!!! Centrally located in Pinellas County and nestled in a quiet and friendly neighborhood between Bryan Dairy and Ulmerton Roads allows easy access to our beautiful beaches, dining, shopping, schools, hospitals, and major routes connecting Tampa, Clearwater, and Saint Petersburg. Don't miss out on this opportunity to make this house your home. Schedule your showing today!
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Our Executive Mortgage Banker:
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$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,252 | $2,505 | $3,249 |
Total Monthly Payment | $2,498 | $2,751 | $3,495 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.