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Presented by![]() Fermin Vidal |
One or more photo(s) has been virtually staged. This solid block 2-bedroom, 1-bathroom home is full of potential and perfectly suited for a first-time buyer, seasonal resident, or investor!
Located in a NO FLOOD ZONE, it offers peace of mind while being just minutes from downtown Punta Gorda’s shops, restaurants, and waterfront parks. Enjoy the convenience of being close to town while still having plenty of space to make this home your own!
A standout feature is the spacious wrap-around screened lanai, perfect for enjoying the Florida breeze or creating an outdoor living space. Inside, durable LVP flooring runs throughout the home, providing easy maintenance and a clean, modern touch, while the main areas are complimented with crown molding! The bright kitchen features white cabinetry, a stylish backsplash, and stainless steel appliances, making it a functional and inviting space with room for your personal updates. Additional highlights include a 2022 roof, an indoor laundry area with extra storage, and an outdoor shed with an overhang—great for tools, bikes, or beach gear. With extra space between neighbors and a private yard, this home offers a peaceful retreat while remaining close to major highways, local parks, and Gulf Coast beaches. A fantastic opportunity to add your personal touch—schedule a showing today and see the potential for yourself!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$189,000
Broker Associate
William Raveis Real Estate
Phone: 203.970.0404
Fermin.Vidal@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,200 | $151,200 | $151,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $956 | $1,006 | $1,276 |
Total Monthly Payment | $1,214 | $1,264 | $1,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.