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Gaited waterfront home with a deeded private boat slip on navigable Goodbys Creek, providing convenient access to the St. Johns River. This home includes boat slip B6, parking garage space P2-15, and an oversized storage unit S2-12 adjacent to the parking space. The elevator located across from the parking space offers easy entry and ascends to the 4th floor private vestibule, which features an additional large storage closet and a locked front door to the unit. The vestibule also provides access to the front balcony area, where trash disposal and exterior stairs are situated.
Upon entering the home, a welcoming foyer leads into open living spaces. The home showcases beautiful hand-scraped hardwood floors in the primary bedroom, kitchen, nook, dining room, and family rooms. The gourmet kitchen is equipped with a gas cooktop with hood, granite countertops, soft-close drawers, and a spacious pantry. The primary suite includes a luxurious bath with a large walk-in shower and soaking tub as well as 2 large walk in closets. Bedrooms 2 and 3 have access to the front covered patio, while Bedroom 4 features its own ensuite bath. A large corner lanai accessed from the breakfast nook offers serene views of the creek and the natural area across the water.
The community amenities include a private swimming pool with covered seating, an outdoor kitchen, lounge chairs, a fenced dog park, walking trails along the water's edge, a boat dock, a kayak area with launch, and a seating area. Additionally, there is a private gym equipped with machines and weights, all within the gated community of The Palazzo on St. Johns. Condo fee includes water, internet, gas, & trash.
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Our Executive Mortgage Banker:
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$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.764% | 6.666% |
Monthly Tax Payment | $695 | $695 | $695 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,187 | $4,354 | $5,924 |
Total Monthly Payment | $4,974 | $5,141 | $6,711 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.