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Accepted offer. As you approach this charming home, you'll immediately notice its curb appeal, highlighted by updated wide paver steps leading to a spacious enclosed front porch with brand-new flooring. In fact, new flooring extends throughout the entire home. This home has been thoughtfully updated, featuring a new roof, new driveway, and a new gas range in the kitchen. As you move through the inviting living area into the formal dining room, you'll appreciate the built-in features that enhance the home's original character. Upstairs, you'll find three bedrooms, plus an additional space that could serve as a fourth bedroom, home office, craft room, walk in closet, or whatever suits your needs. A full bathroom completes the second floor. There used to be a bathtub but the current owner made it a shower. You could easily put the tub back. The full basement includes a washer, dryer, and ample storage space. Off the kitchen, step outside to your brand-new back deck, which spans the entire width of the home—a perfect spot to relax. In the summer, you’ll love not only the deck but also your above-ground pool. The fully fenced backyard offers both privacy and space to entertain, complete with a new pergola that adds extra charm. There's also a storage shed for added convenience. Location is everything, and this home has it all! From your newly paved private driveway, you're just minutes from the Newburgh-Beacon Bridge, NY State Thruway, Route 84, shopping, dining, public transportation, and more. Lovingly cared for by its owner for nearly 30 years, this home is ready for its next chapter and new memories. It truly feels like home—come see it today, and it just might be the perfect one for you! Some photos virtually staged to show what you could do!
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Our Executive Mortgage Banker:
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$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $633 | $633 | $633 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,634 | $1,698 | $2,161 |
Total Monthly Payment | $2,342 | $2,406 | $2,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.