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"Diamonds on the Water" best describes this prime piece of paradise. . . the calm waters beautifully reflect the sunlight for a shimmering sight. This property truly is a gem, situated in sought-after Riverhaven Village in Homosassa, Florida. . . your dream home awaits. A well-loved home w/ a beautiful view of the water & easy access to multiple waterways. A fabulous, well-constructed boat dock & lift are ready for a new owner to enjoy the outdoor lifestyle this home affords. Concrete seawall, brand new electrical at the dock, room for your BBQ grill and/or seating & the dock is equipped w/ water for a cleaning station. Just minutes from the Homosassa River or Gulf of Mexico. A private & fenced backyard oasis w/ gorgeous sunsets, an abundance of fishing, scalloping & nature loving while you island hop or visit the local waterfront establishments. Although this home was impacted by water from a recent hurricane, the hard work is done. . . it has received the necessary attention for a new owner to quickly step in, renovate to make it their own & benefit from the great value this property continues to hold. This home also includes a brand new garage door, many impact windows and a newer roof & A/C. There are tile floors throughout, a stone fireplace, granite countertops, ceiling fans & sooo much more to work with. If you are looking for an amazing waterfront location & investing in a lovely community, look no further. . . this property will not disappoint.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,750
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,800 | $359,800 | $359,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,274 | $2,424 | $3,085 |
Total Monthly Payment | $2,623 | $2,773 | $3,434 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.