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This well maintained duplex at 5054 Hayes Road in Lakeland, FL is a perfect haven for comfort seekers. Offering two spacious bedrooms and two full bathrooms, this residence is designed to maximize both space and convenience. This property also offers a loft that could be used as a third bedroom, the home provides ample room for relaxation and everyday living. Beautifully situated in a serene neighborhood, at the end of a dead end street you are bound to find peace and relaxation. Its thoughtfully designed layout ensures a seamless flow from room to room, enhancing the overall living experience. The bonus room off of the living room provides space for a great office overlooking the backyard or even a play room. This home's prime location in Lakeland allows easy access to local amenities, making it a practical choice for your next home. This property truly embodies the essence of modern living in a vibrant community. Whether you're starting a new chapter or seeking a tranquil abode, this duplex offers a perfect blend of style and comfort.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,400 | $1,400 | $1,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $8 | $9 | $12 |
Total Monthly Payment | $83 | $84 | $87 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.