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Opportunity for 3rd bedroom! - Discover the perfect blend of comfort, privacy, and convenience in this meticulously maintained 2-bedroom, 2-bathroom villa in the Pine Ridge at Tarpon Village community. This end-unit home, UNTOUCHED BY HURRICANES HELENE & MILTON, offers a serene and inviting atmosphere with a thoughtfully designed split-bedroom floor plan and abundant natural light. There are a variety of down payment and cash assistance programs for this area and price point. Additionally, there is the flexibility to convert the unit into a 3 bedroom which several units in the community with the same floor plan have done.
As you arrive, you're welcomed by a spacious open courtyard—an ideal space for additional outdoor living. Inside, the villa has a bright and airy main living area with vaulted ceilings. The sliding glass doors from both the main living space and the primary suite leading to a large screened-in patio overlooking a peaceful wooded conservation area. The in-unit laundry and detached one-car garage add to the home's convenience.
Recent updates include a new A/C (2023), a water heater (2024), and upgraded plank flooring in the bedrooms (2015). Additionally, the community HOA replaced the roof in 2020, providing long-term peace of mind.
Additionally, Pine Ridge at Tarpon Village offers residents access to a gated community pool at the front of the complex. This villa is ideally located just minutes from John Chestnut Park, public golf courses, shopping, and dining, with an easy 30-minute commute to Tampa International Airport.
Don't miss your chance to own this charming villa. Call today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,400 | $212,400 | $212,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $85 | $85 | $85 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,395 | $1,778 |
Total Monthly Payment | $1,485 | $1,555 | $1,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.