3185 CHARTER CLUB DRIVE, #A, Tarpon Springs, FL, 34688 | $265,500

Opportunity for 3rd bedroom! - Discover the perfect blend of comfort, privacy, and convenience in this meticulously maintained 2-bedroom, 2-bathroom villa in the Pine Ridge at Tarpon Village community. This end-unit home, UNTOUCHED BY HURRICANES HELENE & MILTON, offers a serene and inviting atmosphere with a thoughtfully designed split-bedroom floor plan and abundant natural light. There are a variety of down payment and cash assistance programs for this area and price point. Additionally, there is the flexibility to convert the unit into a 3 bedroom which several units in the community with the same floor plan have done.

As you arrive, you're welcomed by a spacious open courtyard—an ideal space for additional outdoor living. Inside, the villa has a bright and airy main living area with vaulted ceilings. The sliding glass doors from both the main living space and the primary suite leading to a large screened-in patio overlooking a peaceful wooded conservation area. The in-unit laundry and detached one-car garage add to the home's convenience.

Recent updates include a new A/C (2023), a water heater (2024), and upgraded plank flooring in the bedrooms (2015). Additionally, the community HOA replaced the roof in 2020, providing long-term peace of mind.

Additionally, Pine Ridge at Tarpon Village offers residents access to a gated community pool at the front of the complex. This villa is ideally located just minutes from John Chestnut Park, public golf courses, shopping, and dining, with an easy 30-minute commute to Tampa International Airport.

Don't miss your chance to own this charming villa. Call today!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen
  • Complex: PINE RIDGE AT LAKE TARPON VILLAGE
  • Year Built: 1988
  • Approx Sq. Feet: 1,200
  • Acreage: 0.24
  • Est. Taxes: $1,015
  • Condo Fee: $718 Monthly
  • Elem. School: Cypress Woods Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: East Lake High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Range, Refrigerator, Water Softener
  • MLS#: TB8343576
  • Days on Market: 78 days
  • Website: https://www.raveis.com
    /prop/TB8343576/3185charterclubdrive_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/21/2025 3:10:49 AM)
Listing courtesy of REALTY ONE GROUP SUNSHINE   Phone: 727-293-5100

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3185 CHARTER CLUB DRIVE, #A, Tarpon Springs, FL, 34688

$265,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $212,400 $212,400 $212,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $85 $85 $85
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,325 $1,395 $1,778
Total Monthly Payment $1,485 $1,555 $1,938

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.